Is the New 90/10 Rule Giving You a Headache?

We Built a Model So You Don’t Have To

The U.S. Department of Education’s changes to the 90/10 rule added new layers of complexity—redefining what it takes for proprietary schools to stay compliant. McClintock’s custom-built model simplifies the process, reduces risk, and ensures accurate, audit-ready reporting.

What’s Changed—And Why It Matters

• New classifications required for federal funds like VA and DoD
• Breakout of commingled federal and non-federal agency payments
• EZ-Audit submissions now demand specific footnote disclosures
• Small errors can trigger rejections, findings, delays, or funding risks

What used to be a routine calculation is now a source of audit risk. Schools that don’t adapt face increased scrutiny, potential liabilities, and compliance disruption.

How Our Model Helps You Get It Right:

✔ Accurately reflects new numerator and denominator rules
✔ Breaks down student-level data to apply the Presumptive Rule
✔ Generates footnote disclosures aligned with EZ-Audit inputs
✔ Built-in error checks and tie-outs
✔ Delivers formatted values for direct submission
✔ Import data directly from your Student Information System

More Than a Spreadsheet—We’re Your Partner

If the Department of Education follows up, McClintock will be by your side to help you explain the numbers, the logic, and the outcome. We built this model from deep experience in both financial aid and auditing—so you’re never alone in compliance.

With nearly two decades at McClintock & Associates, Chris Albecker brings unmatched depth to the complex world of 90/10 compliance. As Senior Manager and the firm’s go-to expert on the 90/10 rule, Chris has helped dozens of proprietary institutions decode regulatory changes and navigate audits with confidence. His practical, client-first approach makes the 90/10 model not just accurate—but easy to use. When schools have questions, Chris has answers.

“McClintock & Associates have provided a true game changer for us!

For years, I dreaded calculating our 90/10 Rate, as our SIS often struggled to project it accurately. With the new model, what once took a week now takes just hours. It’s accurate, easy to follow, and allows us to run our rate more frequently—empowering us to adjust faster.

Another huge bonus is the built-in footnote disclosure, which made our EZ-Audit submission completely painless. The minimal cost far outweighed the time and resources saved.”

Eddie Alkhal
Director of Operations, Prism Career Institute

No hidden costs. No recurring licenses. Just peace of mind.

This one-time investment gives you:

• A fully built, audit-ready 90/10 calculation model
• Footnote disclosure aligned with EZ-Audit
• Expert support from our team of Title IV compliance specialists

Built to simplify the complex. Backed by decades of Title IV experience.

Why McClintock & Associates?

Decades of Postsecondary Expertise: 

Over 50 years of experience building knowledge, we conduct over 100 Title IV Compliance Audits each year for schools in over 40 states.

Our Clients Love Us: 

With a 98% Net Promoter Score (NPS), our clients recognize and recommend us for our trusted expertise, tailored solutions, and unwavering commitment to their success.

We’ve Walked in Your Shoes:

Our team includes 9 financial aid veterans and 7 Certified Financial Aid Administrators® (FAAC), offering actionable guidance from firsthand experience.

Ahead of the Curve, Ahead of the Risks:

We help you stay ahead of regulatory changes by proactively addressing even the smallest compliance details. As trusted thought leaders, we are frequent speakers at NASFAA and regional financial aid associations.